支付宝余额转到银行卡要手续费的，余额转到银行卡是按照0.1%的费率收取手续费的，每笔最低收取0.1元。但是同一身份证下支付宝实名账户是享有2万元免费额度的，只有在超出基础免费额度时，余额转到银行卡才会收取手续费。
以手机支付宝为例余额宝转入操作方式如下：
第一步，打开手机进入支付宝。如图所示：
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https://iknow-pic.cdn.bcebos.com/f636afc379310a554dea0549b94543a983261045"/>
第二步，进入支付宝界面后点击右下角我。如图所示：
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https://iknow-pic.cdn.bcebos.com/d6ca7bcb0a46f21ff6ef85eef8246b600d33aeb0"/>
第三步，点击余额宝进入。如图所示：
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https://iknow-pic.cdn.bcebos.com/2e2eb9389b504fc25c956bb8ebdde71191ef6d41"/>
第四步，进入界面后点击图中转入。如图所示：
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https://iknow-pic.cdn.bcebos.com/e4dde71190ef76c637f723969316fdfaaf516762"/>
第五步，输入转入的金额和方式选择余额。如图所示：
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https://iknow-pic.cdn.bcebos.com/314e251f95cad1c81a7c279a713e6709c83d514c"/>
第六步，输入密码即可转入成功。如图所示：
/iknow-pic.cdn.bcebos.com/a8773912b31bb051f5196995387adab44aede04a"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/a8773912b31bb051f5196995387adab44aede04a?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="
https://iknow-pic.cdn.bcebos.com/a8773912b31bb051f5196995387adab44aede04a"/>